Buying A Home? Need A Jumbo Loan?

Looking for today's Jumbo mortgage rates? Mortgage rates fluctuate daily, call us (800) 761-8389 for the most current rates.

Looking for today's Jumbo mortgage rates? Rates are changing quickly, call us at (800) 462-6470.

**As of 12/3/2021, this product is based on a rate and term refinance loan with 70% loan to value ratio, a 740 credit score, paying 1.25% discount points, on an owner-occupied principal residence, an interest rate of 3.77% and APR of 3.87% for a 40-year loan with an interest only period for the first ten years and fully amortized payments for the remaining 30 years of the 40-year term. Your loan terms and interest rate may be different depending on your credit score, your loan to value ratio, how many discount points you pay, when you lock in your interest rate, the property’s occupancy type, and other factors.

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With today’s favorable Jumbo interest rates, it may just be the right time to purchase a home or refinance your mortgage. Sprout Mortgage is staffed and ready to provide outstanding service throughout the application process. We offer a wide range of purchase and refinance options, plus the expertise and flexibility to get you the loan that’s best for your needs... today and into the future. Give us a call and find out why more people rely on Sprout!

Purchase  options:

30-Year Fixed Rate Jumbo Mortgage

The 30-year fixed is one of the most popular mortgage loan options. Since a 30-year loan is paid over a longer term than a 15-year loan, the monthly payments are more affordable. In a low rate environment, many people choose to switch from a variable rate loan to the security of a fixed-rate loan. With a 30-year loan, your payments will be the same every month for the life of the loan, (not including other payments such as property taxes, homeowner’s insurance costs, or association fees).

15-Year Fixed Rate Jumbo Mortgage

Choose the 15-year fixed rate mortgage option if you’d like to pay your loan off sooner (make 180 payments over the life of the loan, vs. 360 payments with a 30-year fixed rate mortgage).

The differences between 30 and 15 year mortgages

15 year has Lower interest rate than a 30-year fixed rate mortgage.
Pay less interest over the life of the loan.
Build home equity faster: With its lower interest rate and slightly higher payment amount than a 30-year loan, you can potentially build equity faster because you’re paying down the principal balance quicker.
Ideal for retirement planning: If you plan on retiring in less than 30 years, paying off your mortgage in 15 years could eliminate your monthly mortgage payment by the time you retire

Multifamily Properties

Select from several purchase options for multifamily properties. With mortgage rates at or near historic lows, now may be a good time to discuss multifamily refinancing options with a Loan Adviser

Let's Get Started

Call us (800) 462-6470

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Sprout Mortgage is a nationwide direct lender and we’ve been helping homeowners reach their goals for nearly a decade.

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Also Available

Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!

Asset Depletion Loans

Investor Debt Service Coverage

Ideal for individuals with substantial liquid capital (more assets than income), the Asset Depletion program permits borrowers to qualify based on their assets up to 50% DTI.
Designed for those whose income is derived from property rentals. Use the cash flow from your rental property to qualify.

Here’s How We Can Assist You in Buying a Home

Other loan features include:

Ready to Purchase a Home?

Call (800) 462-6470 to talk to one of our knowledgeable Loan Advisors to find out how much you can borrow and how easy it is to apply!‍

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This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.