Fix & Flip

You provide the vision, we provide the funds.

When it comes to a successful property flip, timing is everything and having quick access to financing could make or break a deal. Call us to get started             (800) 642-3354

**As of 12/3/2021, this product is based on a rate and term refinance loan with 70% loan to value ratio, a 740 credit score, paying 1.25% discount points, on an owner-occupied principal residence, an interest rate of 3.77% and APR of 3.87% for a 40-year loan with an interest only period for the first ten years and fully amortized payments for the remaining 30 years of the 40-year term. Your loan terms and interest rate may be different depending on your credit score, your loan to value ratio, how many discount points you pay, when you lock in your interest rate, the property’s occupancy type, and other factors.

We understand this need for speed and can fund most fix-and-flip loans in 5 to 10 business days. It’s one of the many reasons why so many people rely on Sprout as their go-to lender. We also offer competitive rates, concierge service, and loan programs to satisfy a range of investment objectives.

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The Sprout Mortgage team is experienced and knowledgeable in all aspects of real estate investing. Our team members will work closely with you throughout the loan process and are committed to getting loans funded quickly, so you never miss a deal. We believe every customer and every loan is unique — whether you’re planning your first property flip or you’ve been flipping properties for years.

Sprout is a leading provider of fix-and-flip mortgage loans for residential properties. As a direct lender we have the flexibility to accommodate all of your real estate investment financing needs. So, if you should change your strategy or if market conditions change, we can provide long-term financing options.

Sprout Provides Service,
Speed, Reliability, and More

Fix-and-flip financing that includes funds for the property purchase and renovation, rolled into one convenient loan.
We are one of the few lenders that can include 6 months of interest payments and lender closing fees in the mortgage.
Interest-only (no amortization) loan option allows for better cash-flow management.
No-interest payment loan option.
Lower rates and closing fees than most hard money lenders.
Low documentation requirements — two months bank statements and appraisal.
No pre-payment penalty.
Speedy closing — we can usually fund in 5 to 10 days.

Let's Get Started

Call us (800) 462-6470

or fill out the form below

Sprout Mortgage is a nationwide direct lender and we’ve been helping homeowners reach their goals for nearly a decade.

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Also Available

Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!

Asset Depletion Loans

Investor Debt Service Coverage

Ideal for individuals with substantial liquid capital (more assets than income), the Asset Depletion program permits borrowers to qualify based on their assets up to 50% DTI.
Designed for those whose income is derived from property rentals. Use the cash flow from your rental property to qualify.

Here’s How We Can Assist You in Buying a Home

Other loan features include:

Concierge Service
Local Presence
On-Time Funding

Talk to a Loan Advisor today and experience the Sprout difference!

Learn MoreLet's Get Started

This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.