**As of 12/3/2021, this product is based on a rate and term refinance loan with 70% loan to value ratio, a 740 credit score, paying 1.25% discount points, on an owner-occupied principal residence, an interest rate of 3.77% and APR of 3.87% for a 40-year loan with an interest only period for the first ten years and fully amortized payments for the remaining 30 years of the 40-year term. Your loan terms and interest rate may be different depending on your credit score, your loan to value ratio, how many discount points you pay, when you lock in your interest rate, the property’s occupancy type, and other factors.
While traditional lenders are often reluctant to finance investment properties, we’re proud of our ability to help real estate investors grow their portfolios. As a direct lender we have loan programs that serve a wide range of real estate investors and we offer broader loan qualification options than traditional lenders.
Whether your investment focus is buy-and-hold or fix-and-flip, we take growing your real estate investment assets as seriously as you do and can provide the financing to help you achieve your goals.
Investors can qualify based on the monthly rental revenue from the subject property. Current or anticipated rental income for the subject property is examined to determine if it will cover the monthly mortgage loan payment.
We look at your credit and collateral. No debt-to-income or other ratios are needed to qualify.
Designed specifically for investor financing of mixed-use (retail and residential) properties.
We offer lower real estate investment loan rates than hard money lenders, so your investment earnings go further.
Unlike traditional lenders, our mortgage products are crafted specifically for investment property purchase and refinance scenarios.
We offer broader loan qualification options than traditional lenders.
No income or debt check required.
Our experienced and knowledgeable team provides reliable service every step of the way.
Call us (800) 462-6470
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Sprout Mortgage is a nationwide direct lender and we’ve been helping homeowners reach their goals for nearly a decade.
Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!
This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.