Mixed-use Investment Properties

A diversified portfolio is within your reach. Loan programs tailored to meet your needs!

A diversified portfolio is within your reach

Sprout's Mixed-Use Program helps you extend your Investment reach! Call us to get started (800) 761-8389

We understand that today’s savvy investors need tailored lending solutions that match their unique real estate objectives. That’s why Sprout’s flexible qualifying guidelines make it easy to purchase and refinance a mixed-use property. Call today for a great deal!

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Mixed Use Property Loans were created specifically for the purchase or refinance of properties that combine residential and commercial uses, such as apartments and retail or office space.

 

Sprout Mortgage is a leading national lender providing investors with mixed-use loans. Qualifying is easy. For a mixed-use property purchase, we’ll look at the total projected rent for the subject property. For a refinance, we’ll look at the actual current rent amount for the entire property. No bank statements required!

 

Qualifying Properties Include:

Up to 8 units with a maximum of 2 commercial units
Up to 4 units with at least 1 commercial unit

 

Loan Features:

 660credit score required
 Loan amounts up to $2.5 million
15-year,30-year, and interest-only loan options available
Qualify at 100% Debt Service Coverage

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Also Available

Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!

Asset Depletion Loans

Investor Debt Service Coverage

Ideal for individuals with substantial liquid capital (more assets than income), the Asset Depletion program permits borrowers to qualify based on their assets up to 50% DTI.
Designed for those whose income is derived from property rentals. Use the cash flow from your rental property to qualify.

Here’s How We Can Assist You in Buying a Home

Other loan features include:

Mixed-Use Investment Properties (commercial + residential units)
Loan amounts up to $8.5 million
Highest LTV Options - based on your property's Debt Service Coverage

Talk to a Loan Advisor and experience the Sprout difference

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This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.