Mixed-use Investment Properties

Mortgage programs designed to fit your needs

Sprout's Mixed-Use Program helps you extend your Investment reach! Call us to get started (800) 761-8389

A diversified portfolio is within your reach

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The flexible financing needed to invest in a mixed-use property. Whether you want exposure to commercial space or to residential property, look to Sprout Mortgage for innovative loan solutions.

Qualify at 100% Debt Service Coverage
70% LTV Purchase and Rate & Term refis on max 2-8 unit properties with 2 commercial units max
65% LTV Cash-Out refis on 2-8 unit properties
Max loan: $2.5 million

See what our customers have to say

Work with Kenny Herrera on an investment property loan. He was able to help me get the loan done quickly with no problem at all. I highly recommend him. He's very efficient. You won't regret it. Gigi J

I am very happy to write a review of Sprout Mortgage. My loan officer was Paul Chavez who was a winner from the get go. He made me and my partner feel like family and quickly earned our trust. Paul was straightforward, intelligent and helpful throughout the entire loan process. Lorraine M

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Also Available

Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!

Asset Depletion Loans

Investor Debt Service Coverage

Ideal for individuals with substantial liquid capital (more assets than income), the Asset Depletion program permits borrowers to qualify based on their assets up to 50% DTI.
Designed for those whose income is derived from property rentals. Use the cash flow from your rental property to qualify.

Here’s How We Can Assist You in Buying a Home

Other loan features include:

Mixed-Use Investment Properties (commercial + residential units)
Loan amounts up to $10 million
Highest LTV Options - based on your property's Debt Service Coverage

Talk to a Loan Advisor and experience the Sprout difference

Learn MoreLet's Get Started

This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.