Mortgages for Multi-Family Properties

No W2? No Tax Return? No Problem!

Finance your Multi-Family property with our DSC ration loans.  Benefit from loan programs designed for investment properties and better rates than those offered by other lenders. Fill out the short form today, A Loan Advisor will get back to you quickly!

Or call us to get started immediately (800) 462-6470

**As of 12/3/2021, this product is based on a rate and term refinance loan with 70% loan to value ratio, a 740 credit score, paying 1.25% discount points, on an owner-occupied principal residence, an interest rate of 3.77% and APR of 3.87% for a 40-year loan with an interest only period for the first ten years and fully amortized payments for the remaining 30 years of the 40-year term. Your loan terms and interest rate may be different depending on your credit score, your loan to value ratio, how many discount points you pay, when you lock in your interest rate, the property’s occupancy type, and other factors.

Sprout Mortgage specializes in mortgage loans for multifamily investment properties.

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Expanding your real estate portfolio is easy and efficient with Sprout Mortgage. Multifamily properties can be financed with Sprout’s DSC ratio loans, at better rates that those offered by hard money lenders.


Qualify for a multifamily purchase loan based on the anticipated monthly rental revenue from the subject property.


Refinancing your multifamily properties can save you thousands of dollars each month, especially if you currently have a another type of financing. To qualify, Sprout will consider the current rental income for the subject property to determine whether it covers the monthly mortgage loan payment.

  Sprout offers low real estate investment loan, so your investment earnings go further.
   Unlike traditional lenders, our mortgage products are crafted specifically for investment property purchase and refinance scenarios.
Our experienced and knowledgeable team provides reliable service every step of the way.
No income check required.
660 minimum credit score required.

Let's Get Started

Call us (800) 462-6470

or fill out the form below

Sprout Mortgage is a nationwide direct lender and we’ve been helping homeowners reach their goals for nearly a decade.

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Also Available

Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!

Asset Depletion Loans

Investor Debt Service Coverage

Ideal for individuals with substantial liquid capital (more assets than income), the Asset Depletion program permits borrowers to qualify based on their assets up to 50% DTI.
Designed for those whose income is derived from property rentals. Use the cash flow from your rental property to qualify.

Here’s How We Can Assist You in Buying a Home

Other loan features include:

Ready to Apply for Your Multi-family Home Mortgage?




Call (800) 462-6470 to talk to one of our knowledgeable Loan Advisors to find out how much you can borrow and how easy it is to apply!

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This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.