The good news is that Sprout offers mortgage loan options for people with moderate credit scores — because we know people bounce back faster than their credit score.
Whether you’re interested in purchasing your very first home, refinancing your current mortgage, or refinancing with cash-out, we’ll take the time to understand your unique situation and identify the best loan options for you. Even if less than 12 months have passed since your bankruptcy was officially discharged, we’ll explore all of your mortgage options.
As a direct lender, Sprout has more flexibility when it comes to home financing and qualifying criteria. While traditional lenders will hold your credit or payment history against you and require you to wait years before qualifying you for a mortgage, we are in business to help people like you who are in the process of rebuilding their credit.
Our goal is to help you get back on your feet so you can continue rebuilding your credit and your life!
Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!