Credit scores starting at 620
Up to 90% LTV (with 720 FICO)
50% DTI (for LTV to 85%) & 43% DTI (for LTV to 90%)
Max loan amount $10,000,000
Min loan amount $100,000 (owner-occupied and second homes)
3 to 12 months PITIA (principal, interest, taxes, insurance and association dues) & reserves (based on loan amount)
Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!