Credit scores as Low as 660
Up to 90% LTV (with 720 Credit Score)
50% Debt-To-Income Ratio (for LTV to 85%) & 43% DTI (for LTV to 90%)
Max loan amount $10,000,000
Min loan amount $100,000 (owner-occupied and second homes)
3 to 12 months PITIA (principal, interest, taxes, insurance and association dues) & reserves (based on loan amount)
We are self employed and looking to purchase an investment property. I thought it was going to be impossible to purchase an investment property being self employed but Nick Dempsey with Sprout mortgage got it done. We worked with Nick from day one and he was seriously INCREDIBLE!..... Masonry Living LLC
If I could recommend anyone to handle your mortgage needs, I’d look no further than Sam Mandegar and Michelle Smith from Sprouts Mortgage. Not only they were able to deliver what’s been promised, they’ve done a phenomenal job in regards to excellent communication..... Veronica L
Whether you’re a small business owner, yoga instructor, seasonal employee, freelancer/contract employee, or investor, Sprout can help you get a mortgage!
This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.